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Benefits Highlight

  • Cover up to 100,000 USD

  • Multi-Trip and Multi-Destination Coverage

  • Covers Covid-19

Who is it for?

  • From 4 weeks to 75 years old

  • For all nationalities

Why choose LUMA?

  • Best travel insurance to Asia, trusted by more than 60,000 travelers

  • 24/7 Medical Emergency Hotline

  • Access to LUMA Customer Service teams based in Asia

Get Your Travel Insurance in 5 Easy Steps

Check Prices for your Travel Insurance

Travel Start Date:
Travel End Date:
Departure Country:
Destination Country (multi-select):
Zone of Coverage:
Country of Residence:
Number of travellers:
1
Preferred currency:
USD
USD
$
EUR
GBP
£
THB
฿
AUD
A$
BENEFITS (USD) Essential Explorer Adventurer Pioneer
Total premium price for 1 travellers
Insurance premium price per person
Emergency Evacuation Unlimited Unlimited Unlimited Unlimited
Repatriation Unlimited Unlimited Unlimited Unlimited
Additional Costs of Travel & Accommodation (not covered) (not covered) USD 3,000 USD 4,500
Family Member Visit (not covered) (not covered) USD 3,000 USD 4,500
Return of Children (not covered) (not covered) USD 3,000 USD 4,500
Mortal Remains USD 2,000 USD 2,000 USD 2,000 USD 2,000
Medical Expenses: Covers the cost of medical treatment arising from sudden and unforeseen illness or accident injury for both Inpatient and Outpatient. Fees for hospitalization, surgery, ambulance, medicine and tests with a maximum of 261 USD per day for hospital room and board USD 200,000 USD 400,000 Unlimited Unlimited
PERSONAL ACCIDENT USD 2,000 USD 2,000 USD 5,000 USD 5,000
Baggage and Personal Effects (not covered) USD 500 USD 700 USD 1,500
Baggage Delay (not covered) USD 100 USD 200 USD 300
Loss of Travel Document (not covered) (not covered) USD 1,000 USD 1,500
Personal Money (not covered) (not covered) USD 200 USD 350
Travel Delay Cash (not covered) (not covered) USD 100 USD 150
Curtailment of Trip or Cancellation Charges (not covered) USD 1,000 USD 3,000 USD 5,000
Personal Liability (not covered) (not covered) USD 50,000 USD 100,000
Rental Car Excess Cover (not covered) (not covered) USD 250 USD 500
Essential
Explorer
Adventurer
Pioneer
Essential
Premium price per person:
Total for travellers:
Emergency Evacuation
Unlimited
Repatriation
Unlimited
Additional Costs of Travel & Accommodation
(not covered)
Family Member Visit
(not covered)
Return of Children
(not covered)
Mortal Remains
USD 2,000
Medical Expenses: Covers the cost of medical treatment arising from sudden and unforeseen illness or accident injury for both Inpatient and Outpatient. Fees for hospitalization, surgery, ambulance, medicine and tests with a maximum of 261 USD per day for hospital room and board
USD 200,000
PERSONAL ACCIDENT
USD 2,000
Baggage and Personal Effects
(not covered)
Baggage Delay
(not covered)
Loss of Travel Document
(not covered)
Personal Money
(not covered)
Travel Delay Cash
(not covered)
Curtailment of Trip or Cancellation Charges
(not covered)
Personal Liability
(not covered)
Rental Car Excess Cover
(not covered)
Explorer
Premium price per person:
Total for travellers:
Emergency Evacuation
Unlimited
Repatriation
Unlimited
Additional Costs of Travel & Accommodation
(not covered)
Family Member Visit
(not covered)
Return of Children
(not covered)
Mortal Remains
USD 2,000
Medical Expenses: Covers the cost of medical treatment arising from sudden and unforeseen illness or accident injury for both Inpatient and Outpatient. Fees for hospitalization, surgery, ambulance, medicine and tests with a maximum of 261 USD per day for hospital room and board
USD 400,000
PERSONAL ACCIDENT
USD 2,000
Baggage and Personal Effects
USD 500
Baggage Delay
USD 100
Loss of Travel Document
(not covered)
Personal Money
(not covered)
Travel Delay Cash
(not covered)
Curtailment of Trip or Cancellation Charges
USD 1,000
Personal Liability
(not covered)
Rental Car Excess Cover
(not covered)
Adventurer
Premium price per person:
Total for travellers:
Emergency Evacuation
Unlimited
Repatriation
Unlimited
Additional Costs of Travel & Accommodation
USD 3,000
Family Member Visit
USD 3,000
Return of Children
USD 3,000
Mortal Remains
USD 2,000
Medical Expenses: Covers the cost of medical treatment arising from sudden and unforeseen illness or accident injury for both Inpatient and Outpatient. Fees for hospitalization, surgery, ambulance, medicine and tests with a maximum of 261 USD per day for hospital room and board
Unlimited
PERSONAL ACCIDENT
USD 5,000
Baggage and Personal Effects
USD 700
Baggage Delay
USD 200
Loss of Travel Document
USD 1,000
Personal Money
USD 200
Travel Delay Cash
USD 100
Curtailment of Trip or Cancellation Charges
USD 3,000
Personal Liability
USD 50,000
Rental Car Excess Cover
USD 250
Pioneer
Premium price per person:
Total for travellers:
Emergency Evacuation
Unlimited
Repatriation
Unlimited
Additional Costs of Travel & Accommodation
USD 4,500
Family Member Visit
USD 4,500
Return of Children
USD 4,500
Mortal Remains
USD 2,000
Medical Expenses: Covers the cost of medical treatment arising from sudden and unforeseen illness or accident injury for both Inpatient and Outpatient. Fees for hospitalization, surgery, ambulance, medicine and tests with a maximum of 261 USD per day for hospital room and board
Unlimited
PERSONAL ACCIDENT
USD 5,000
Baggage and Personal Effects
USD 1,500
Baggage Delay
USD 300
Loss of Travel Document
USD 1,500
Personal Money
USD 350
Travel Delay Cash
USD 150
Curtailment of Trip or Cancellation Charges
USD 5,000
Personal Liability
USD 100,000
Rental Car Excess Cover
USD 500

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Insured No.1

Please fill in English only

Applicants must be aged from 4 weeks to 75 years old.

Insurance information

Insurance Plan:

Travel Start Date:

Travel End Date:

The period of coverage:

Price per Person:

Total Price:

Zone of Coverage:

Departure Country:

Destination Country (multi-select):

Country of Residence:

Insured No. 1

Name:

Passport number:

Tel.:

Email (the policy will be sent to this email):

Gender:

Nationality:

Date of Birth:

Beneficiary:

Beneficiary’s full name:

Relationship with beneficiary:

Emergency Contact Name:

Emergency Contact Phone:

Emergency Contact Name No.2:

Emergency Contact Phone No.2:

Emergency Contact Name No.3:

Emergency Contact Phone No.3:



Luma International

Order number:

Total amount:


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Terms and Conditions:

The Table of Benefits is only a summary of benefits and does not include full terms, conditions and exclusions. Sub-limits may also apply. Please read the Policy Wording before buying a travel insurance policy to ensure the policy suits your needs. The policy must be bought before your trip starts. Events that were anticipated at the point of purchase will not be covered.

1. The earliest policy start date shall be the purchase date, not before.

2. The maximum period of insurance for this Policy shall be 180 consecutive calendar days.

3. Applicants must be aged from 4 weeks to 75 years old.

4. Children under the age of 7 years old must be accompanied by an adult who is also insured under the same Policy.

5. The sum insured for Personal Accident for children under 18 years old shall not exceed USD 2,000.

6. Policy holders shall submit claims within 6 months after occurred date of the claims.

7. There is no direct billing for medical expenses unless the expenses exceed USD 1,000 and that the arrangement is coordinated by the Insurer or its designated assistance company.

8. This policy does not cover preexisting conditions, general exclusions nor medical expenses exclusions as stated in the Policy Wording.

9. The zone of coverage of LUMA Asia Pass refers to the countries eligible for coverage as stated in the Certificate of Insurance. You will be covered during your insurance policy period for regional or multiple trips within countries included in the zone of coverage.

10. This Policy is only valid for leisure travel or business travel (limited to administrative and non manual works only) and NOT cover for travel to any of the countries within the zone of coverage to seek for medical treatment.

11. In case the Insured’s country of origin is one country within eligible zone of coverage, the Policy does NOT cover for any losses or expenses arising from the country of origin of the Insured.

12. In case the Insured would like to purchase another policy after first policy expires, there shall be no gap in coverage and total duration of coverage of all policies combined shall not exceed 180 days.

13. Policy holders reaching 76 years old during the policy are not eligible to purchase a new policy.

14. Any event or condition that occurred before the new policy start date is considered pre-existing and the Insured is not able to claim for any of these conditions under the new policy. Should the Insured be actively treated or under the supervision of a Physician or Surgeon, the Insured is not eligible to purchase another policy.